Updated credit score

Wow, I think quite possibly, this may be the highest credit score I've had. I wonder if it will go down after I receive my loan for the house. Hopefully not, as I am very proud of this number!

It definitely makes me feel better about things. If I need a loan for house improvements or emergencies; I will qualify for sure!




Your FICO ® Score: 816

Your score is well above the average score of U.S. consumers and clearly demonstrates to lenders that you are an exceptional borrower.

Risk Rate 1% (wooohooo!)

Most lenders would consider consumers in this score range as exceptionally low risk.

Comments

  1. NVSeptember 10, 2009 at 10:51 AM

    Definitely be proud of that.

    I am still stunned by how the d*mn thing works. When I paid the house off last year, my score actually DROPPED!(It dropped because I was left only with "credit card debt.")

    Searching for a car loan gave it another hit this year, just as it was on its way back up, and now one of the credit card co.s cut my limit by a third! Can't wait to see the drubbing I took on THAT.

    ReplyDelete

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